Chase freedom unlimited reddit

The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ....

The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ...You want to maximize rewards: Freedom card members who want to double up rewards in rotating bonus categories should consider applying for Flex. Since both cards offer 5% cash back on up to $1,500 ...

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The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.Since the Chase Freedom Unlimited is best for everyday, non-bonus spending, you'll want a card with strong bonus categories to complement it. The easy, obvious choice here is the Amex Platinum, which offers 5x points on airfare booked directly with the airline and airfare and prepaid hotels booked with American Express Travel.Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ... Chase will match the cash back earned on every dollar spent throughout the first year. It will not only match the 1.5% base earn rate but also the bonus category …

The Freedom Unlimited and the Freedem Flex are two different products from Chase, and their SUBs are not tied to each other. Assuming you have been approved for less then 5 credit cards from any lender in the last 24 months (5/24 rule), which you only claim three cards, so you should be, you should be eligible for the Freedom Unlimited SUB. If you're using the Chase Sapphire Preferred or Reserve, the Freedom Unlimited is still superior to your local credit union. At worst, you can use the points to redeem for the same cash back. At best, you transfer the points to your Reserve account and effectively get 2.25% back on Freedom Unlimited spend when used towards travel.Discover It - 5% rotating categories. Chase Freedom - 5% rotating categories. AMEX Blue Cash Everyday - 3% Groceries, 2% Gas/US department stores. Chase Freedom Unlimited - 1.5% cash back on everything. Now, when I signed up for the first 3 a year ago (when I just started looking into cash back cc) Discover has his promo where they double ...The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.

Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses.Chase Freedom vs. Chase Freedom Unlimited? Hey everyone, just looking for some insight into which Chase card people prefer. I currently have a Discover card with roughly $700 of debt that I plan to pay off by the end of the year and a credit score that hovers around 730. ….

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Note that the Chase Freedom Flex card typically has a rotating category every year for Amazon.com and if you spend less than $1,500 on Amazon per year, the Chase Freedom Flex would be the easy choice if you can "prepay" and max out a $1,500 Amazon gift card purchase to give you that 5% earning year-round (up until you spend the $1,500).The Chase Freedom Flex and Chase Freedom Unlimited are two competitive cash-back credit cards. Both cards offer a money-saving no annual fee, plus similar cash-back categories. But while these ...The Freedom Flex comes with a welcome bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and ...

Chase Co-Brand cardmember benefits: Free DashPass for 12 months after activation. After 12 months, you are auto-enrolled in DashPass at the then-current full monthly rate, currently $9.99/month. Must activate by 12/31/24 to be eligible. Chase Co-Brand credit cards are eligible except for the Amazon Rewards Visa Card, Instacart Mastercard, and ...it is kind of straight 2% cashback on all purchase. Capital One Venture / Venture X Credit card. 2X back on all purchases other than Capital One Travel Portal. But, while redeeming those points as cashback their value is 1 point = 0.5 cpp. As you already have Chase Freedom Unlimited, CSP/CSR makes more sense for you.The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I'm assuming you have one of the travel / transfer cards - one of the Sapphires or the Ink Preferred. If you do, those points are worth more than 1 cent each through the Chase Travel Portal; they're worth 1.5 cents if you have a Sapphire Reserve, or 1.25 ...

vajacial before and after pictures Neither is “better”, just use each for their strengths. Assuming you don’t have any other cards: SavorOne: Groceries, Streaming, Entertainment, Uber/Uber Eats (and Uber One) Both of the cards are 3% on dining, so you can use either one. Good point. Ya I don’t have any other cards only CC now is CFU. ely mn 10 day forecast4l80e rebuild kit 1000hp Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11. slaters funeral home milledgeville ga Was looking to sign up for a Chase Freedom a few days ago and noticed that there was a new offer for 20K UR on the Freedom Unlimited card so opted for the Unlimited card instead (going to switch the Unlimited card to regular Freedom after bonus is reached). Minimum spend is still only $500 over 3 months.Discover It - 5% rotating categories. Chase Freedom - 5% rotating categories. AMEX Blue Cash Everyday - 3% Groceries, 2% Gas/US department stores. Chase Freedom Unlimited - 1.5% cash back on everything. Now, when I signed up for the first 3 a year ago (when I just started looking into cash back cc) Discover has his promo where they double ... earthcam seaside njtyson logintide chart york beach me Oct 8, 2023 · The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program. The Freedom Unlimited and the Freedem Flex are two different products from Chase, and their SUBs are not tied to each other. Assuming you have been approved for less then 5 credit cards from any lender in the last 24 months (5/24 rule), which you only claim three cards, so you should be, you should be eligible for the Freedom Unlimited SUB. panera hillcrest hospital You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ...After your average rent payment of $1164, and your average used car payment of $465, you are left with $2,371/month to spend. Assuming you spend every penny of that on a Freedom card, the difference between the CFU 1.5% ($35.57 cashback) and the CFF 1% ($23.71 cashback) is $11.86. call of duty com unlinkamherst supplemental essaysu haul hixson pike First chase card was the freedom unlimited, household income is 110k. Received a credit limit of 13k. Already had a limit of 10k on my old card (non chase). I had the Chase Freedom Unlimited for about 2 years now with a $1500 CL. Haven't seen an CL increase with chase for the past two years. I applied for the card back in late June and received ... The Chase Freedom Unlimited card is a solid cash-back credit card that earns bonus rewards in specific categories in addition to a solid return on all other purchases. Cardholders can now earn 5% ...